Privacy Policy
Quick summary
We believe in keeping things simple and private. Our calculator processes your numbers to give you mortgage estimates, but we do not save, store, or sell your financial inputs. We do not require user accounts. We only collect basic, anonymized web analytics to ensure the site is running smoothly.
1) Who we are
The Canada Mortgage Calculator is a free financial utility built and maintained by N01 Labs ("we", "us", "our"). Questions? Email contact@n01labs.com.
2) What this policy covers
This policy explains what minimal data we collect, why we collect it, and how we protect your privacy while you use our calculator.
3) The information we collect
a) You provide to us
- Financial Inputs: The numbers you type into the calculator (home price, down payment, interest rate) are processed immediately to generate your results. We do not save these numbers to any database.
- Support: If you email us, we will receive your email address and any messages or attachments you send us.
b) Collected automatically (Analytics)
- Usage & device data: Basic web traffic data such as pages viewed, timestamps, and crash/error logs to help us fix bugs.
- Approximate location: We may record city, state/province, and country inferred from your IP address for analytics. We do not store exact addresses.
- Device type: General device types (e.g., desktop/mobile/browser type) to help us optimize the calculator's layout.
4) How we use your information
- Provide the service: To calculate your mortgage schedule accurately and quickly.
- Improve the site: To understand which features (like the summary or schedule tab) are used most via anonymous analytics.
- Customer support: To reply to any feature requests or bug reports you email us.
We do not sell personal information. We do not track you across the internet, and we do not use your data for targeted advertising.
5) Who we share data with (service providers)
We use trusted infrastructure providers to keep the calculator online. They only process data on our instructions:
- Hosting Providers: Secure cloud servers (e.g., Microsoft Azure or standard web hosts) to serve the website.
- Analytics: Standard web analytics providers to track aggregate site traffic (e.g., Google Analytics).
6) Security
Data sent between your browser and our servers is encrypted in transit using industry-standard HTTPS/TLS. Because we do not store your financial inputs or require user accounts, your risk of a data breach is virtually zero.
7) Children's privacy
This utility is not intended for children under 13. We do not knowingly collect data from children.
8) Changes to this policy
We may update this policy occasionally as we add new features to the calculator. We will update the "Last updated" date at the top of this page when we do.
9) Contact us
Have a question or a feature request?
Email: contact@n01labs.com
N01 Labs — Ontario, Canada